EMPLOYER RETIREMENT PLAN MANAGEMENT, MADE HASSLE FREE.

We’re committed to delivering 401(k) and 403(b) plan management solutions, paired with exceptional service, to ensure your plan runs smoothly.

SCHEDULE A PLAN OVERVIEW

Are You Lookingfor Wealth Management Services?

Visit Prosperity Management Group

How Do We Serve Our Clients?

If you’ve been tasked as a 401(k) plan sponsor, hiring the right advisor is one of the most critical decisions you’ll ever make.

A 401(k) Advisor is your closest and most trusted ally in protecting the financial interests of your 401(k) plan’s participants. Our goal is to make this complex area of retirement planning as stress-free as possible.

We continuously monitor your investment performance.

Selecting and managing the appropriate investments offered through your plan is a serious fiduciary task.

As your Fiduciary Advisor, we’ll research your goals, recommend appropriate investments, and optimize your investment menu on a regular basis.

We'll lend our retirement plan expertise.

You’ll receive the advice that you need, right when you need it most.

You’ll have a dedicated Point of Contact who can answer any complicated questions or guide you when you’re feeling lost in 401(k) plan options and piles of paperwork that you don’t understand. With expert counsel, you can maintain ERISA, DoL, and IRS compliance.

We help your employees understand their options.

We’ll teach your plan participants to understand their options, benefits, and how to make changes.

Our experience in comprehensive wealth management services increases the value of our participant education.

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How We Serve Our Clients?

ERISA 3(21) AND 3(38) PLAN FIDUCIARIES

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Review plan design

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Select and monitor investments

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Ensure competitive fees

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Improve upon technology, reporting, and compliance

EMPLOYER & EMPLOYEE EDUCATION

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Quarterly employee education meetings

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Annual reviews with trustees & administrators

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Administrators & Trustees receive a free financial plan

INVESTMENT
MANAGEMENT

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Investment menus designed for the needs of your participants

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Investments continually monitored for performance

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Investment menu optimized for participation and deferral rates

You’re in GOOD Company

More than 6,700 employees at over 30 companies save with Prosperity 401(k) Advisors.

Manage Your Risks by Reserving a
COMPLIMENTARY 401(K) Plan Review

Your employees deserve every opportunity to reach their retirement goals.

At Prosperity, our goal is to keep you informed so you can feel confident in today’s decisions for a stronger financial future.

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SCHEDULE YOUR RETIREMENT PLAN REVIEW

What you get

with Prosperity 401(k) Advisory services

401(K) Efficiency

You’ll receive assistance with plan design, record-keeping, and reporting — all while reducing administrative overhead and eliminating your ERISA Fiduciary liability.

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Pass Nondiscrimination Tests

We’ll design your plan to ensure it stays up-to-date and compliant with government regulations, while minimizing your risk of huge losses from compliance violations.

Seamless Participant Experiences

We’ll focus on maximizing participation and helping your employees get the most out of their benefits.

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Lower Taxes

By offering a 401(k), you can lower your taxable income while helping your employees reach their retirement savings goals.

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401(K) KNOWLEDGE CENTER

In-depth retirement intelligence at your fingertips

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The Best Kept Secret to Retain Top Executives (Hint: It’s not your 401(k))

May 9, 2022 | Employer Resources

The most challenging aspect of running your business today is key employee retention. How do I keep my top executives happily employed and prevent them from leaving for another job? That is the million-dollar question that we, as owners, face every day. There are...

Are You Maximizing the Power of Profit-sharing?

Apr 25, 2022 | Employer Resources

What is Profit-sharing? Profit-sharing is a type of defined contribution retirement plan that allows employers to share a pre-tax percentage of their company’s profits with employees. They are popular with business owners because of their flexibility. The...

CalSavers: What You Need to Know

Apr 7, 2022 | 401(k) Knowledge Center, Employer Resources

There’s long since been a coverage gap in the retirement industry, especially when it comes to small businesses. In fact, according to LIMRA, only four in ten small businesses offer any type of retirement benefit to employees. As a result, too many Californians are...

About Us

As your Fiduciary Registered Investment Advisory firm, we’re bound by law to put your interests above our own. We’re committed to maximizing your wealth within the constraints of your values and your life goals.

Our team of qualified and experienced experts is dedicated to building a positive, long-term relationship with you.

Learn Our Story

Let’s talk about your company retirement plan.

Whether you need a plan review or a new plan design, we’ll help you align your retirement program objectives with your employees’ retirement savings needs.

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2333 San Ramon Valley Blvd., Suite #200, San Ramon, CA

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925-314-8500