We’re committed to delivering 401(k) and 403(b) plan management solutions, paired with exceptional service, to ensure your plan runs smoothly.

Are You Lookingfor Wealth Management Services?

How Do We Serve Our Clients?

If you’ve been tasked as a 401(k) plan sponsor, hiring the right advisor is one of the most critical decisions you’ll ever make.
A 401(k) Advisor is your closest and most trusted ally in protecting the financial interests of your 401(k) plan’s participants. Our goal is to make this complex area of retirement planning as stress-free as possible.

We continuously monitor your investment performance.

Selecting and managing the appropriate investments offered through your plan is a serious fiduciary task.

As your Fiduciary Advisor, we’ll research your goals, recommend appropriate investments, and optimize your investment menu on a regular basis.

We'll lend our retirement plan expertise.

You’ll receive the advice that you need, right when you need it most.

You’ll have a dedicated Point of Contact who can answer any complicated questions or guide you when you’re feeling lost in 401(k) plan options and piles of paperwork that you don’t understand. With expert counsel, you can maintain ERISA, DoL, and IRS compliance.


We help your employees understand their options.

We’ll teach your plan participants to understand their options, benefits, and how to make changes.

Our experience in comprehensive wealth management services increases the value of our participant education.

How We Serve Our Clients?


Review plan design
Select and monitor investments
Ensure competitive fees
Improve upon technology, reporting, and compliance


Quarterly employee education meetings
Annual reviews with trustees & administrators
Administrators & Trustees receive a free financial plan


Investment menus designed for the needs of your participants
Investments continually monitored for performance
Investment menu optimized for participation and deferral rates

You’re in GOOD Company

More than 4,500 employees at over 30 companies save with Prosperity 401(k) Advisors.

Manage Your Risks by Reserving a
COMPLIMENTARY 401(K) Plan Review

Your employees deserve every opportunity to reach their retirement goals.
At Prosperity, our goal is to keep you informed so you can feel confident in today’s decisions for a stronger financial future.
What you get

with Prosperity 401(k) Advisory services

401(K) Efficiency

You’ll receive assistance with plan design, record-keeping, and reporting — all while reducing administrative overhead and eliminating your ERISA Fiduciary liability.

Pass Nondiscrimination Tests

We’ll design your plan to ensure it stays up-to-date and compliant with government regulations, while minimizing your risk of huge losses from compliance violations.

Seamless Participant Experiences

We’ll focus on maximizing participation and helping your employees get the most out of their benefits.

Lower Taxes

By offering a 401(k), you can lower your taxable income while helping your employees reach their retirement savings goals.


In-depth retirement intelligence at your fingertips
How to Improve 401(k) Participation Rates

How to Improve 401(k) Participation Rates

A 401(k) plan is an important tool for retirement savings, yet many employees fail to participate fully in the plan. Low participation rates can be a problem for both employees and employers, as they can lead to lower retirement savings and a less secure financial...

Your Company’s 401(k) and the New Year

Your Company’s 401(k) and the New Year

All of your employees-participants have lost money in their 401(k) accounts unless they were in a guaranteed fund. Across the United States, investors and participants are unhappy with their outcomes, unsure and insecure about how 2022 will affect their retirement....

About Us

As your Fiduciary Registered Investment Advisory firm, we’re bound by law to put your interests above our own. We’re committed to maximizing your wealth within the constraints of your values and your life goals.
Our team of qualified and experienced experts is dedicated to building a positive, long-term relationship with you.

Let’s talk about your company retirement plan.

Whether you need a plan review or a new plan design, we’ll help you align your retirement program objectives with your employees’ retirement savings needs.
2333 San Ramon Valley Blvd., Suite #200, San Ramon, CA


Sign up for our 401(k) Advisory newsletter to receive 401(k) updates and insights once per month straight to your inbox!