More companies will change their 401(k) providers/platforms between Labor Day and Thanksgiving than at all other times of the year. Why? Virtually none of your employees (participants) has made money in 2022 in their 401(k) and some are down up to 40%. Has your...
The most challenging aspect of running your business today is key employee retention. How do I keep my top executives happily employed and prevent them from leaving for another job? That is the million-dollar question that we, as owners, face every day. There are...
There’s long since been a coverage gap in the retirement industry, especially when it comes to small businesses. In fact, according to LIMRA, only four in ten small businesses offer any type of retirement benefit to employees. As a result, too many Californians are...
The Employee Retirement Income Security Act (ERISA), established in 1974, is a federal law that has established guidelines that Plan Managers must follow in order to protect plan participants. ERISA covers both Defined Benefit and Defined Contribution plans offered by...
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